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Working capital infrastructure

Cash Velocity That Powers Growth

The Cash Velocity Operating System

AI-native Working Capital Infrastructure for enterprise finance teams in ANZ. One platform connecting your ERP, payments, customers, and credit workflows into a single intelligent system.

Surepayd / Cash Velocity Operating System
Live

Days sales outstanding

−30%

ERP sync

Current

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Real-world enterprise results, verifiable on reference. Stage views illustrate the Surepayd reporting screens these outcomes are measured in.

Trusted by enterprise businesses across ANZ

  • L'Oréal
  • Ricoh
  • WPP
  • Aristocrat
  • New Balance

Who we build this for

Built for the people who own the working capital problem.

And for the customers who live the payment experience.

Finance leadership

CFO

You're accountable for cash velocity, working capital efficiency, and the financial performance of the business. Surepayd gives you the platform, and the numbers, to move both.

  • Lower DSO and debtor days
  • Greater working capital visibility
  • Real-time O2C reporting
  • Customer relationships protected

Operations

Credit & AR Manager

Your team spends more time chasing, matching, and disputing than actually managing risk. Surepayd automates the work that shouldn't need people.

  • Automated collections workflows
  • Fewer disputes to manage
  • Risk alerts before default
  • Less manual follow-up

Technology

CTO / CIO

You need to know it connects, it's secure, and it doesn't create a second system to maintain. Surepayd is built to integrate, not to complicate.

  • Native ERP connectors: SAP, Oracle, Dynamics, NetSuite, MYOB, Xero
  • No rip-and-replace
  • SOC 2 · ISO 27001 · ANZ data residency
  • Full security pack available on request

Customer experience

Your customers

Better payment experiences mean faster payment, fewer queries, and trading relationships that last. Surepayd makes it easier for your customers to pay, which means better outcomes for everyone.

  • Self-service payment portal, 24/7 access
  • Pay from the invoice, no login, no friction
  • Professional AI interactions, not aggressive calls
  • Disputes raised and resolved without calling your team

Better payment experiences mean your customers pay faster, query less, and dispute less. Collections that feel professional, not aggressive, protect trading relationships that took years to build.

This is how Surepayd helped L’Oréal cut inbound calls by 85% without losing a single key account.

The problem

Your ERP wasn’t built for this.

Most enterprise ERPs are exceptional at what they were designed for. But order-to-cash is different. It sits at the intersection of your systems, your people, and your customers. ERPs leave that gap wide open.

  • Cash application is manual and error-prone

  • Collections run on spreadsheets and team memory

  • Disputes live in email chains with no resolution timeline

  • Credit risk is a snapshot, not a live view

  • Customer payment experience is an afterthought

Surepayd is Working Capital Infrastructure: the intelligent layer that closes this gap, connecting your ERP, your customers, and your finance team so cash moves faster and working capital works harder.

The platform

Four outcomes. One platform.

Surepayd is organised around the outcomes CFOs care about, not the features engineers built.

Impact studies

Real outcomes. Real businesses.

Not theoretical ROI. Actual results from enterprise clients running Surepayd in production.

Explore by industry

–30%

DSO

L'Oréal

FMCG · Australia

AI cash matching, voice collections, and self-service portal eliminated manual follow-up and cut inbound calls by 85%.

  • +40% AR team productivity
  • –85% inbound support calls
  • +40% payment value collected
Read impact study

93%

Dispute reduction

Enterprise client

Multi-site operations · ANZ

Open disputes fell from more than 1,600 a month to under 100, and resolution went from over a year to a matter of weeks.

  • 1,600+ → under 100 disputes a month
  • Resolution: 12+ months → 4 to 8 weeks

98%+

Match rate

Ricoh NZ

Technology · New Zealand

Bank reconciliation went from hours a day to minutes. Ranked #1 across 20 years of Ricoh global performance reviews.

  • Bank rec: hours a day, down to minutes
  • Ranked #1 globally across 20 years
Read impact study

The AI difference

AI runs the work, not a feature bolted beside it.

Surepayd was built for the agentic era from the ground up. Every match, every conversation, every dispute runs through the same intelligence layer, so the system gets sharper the more of your order-to-cash it sees.

AI Cash Matching

98%+ straight-through matching. Trained on tens of millions of transactions including partial payments, short pays, and unstructured remittances. Eliminates manual cash application for most clients. The work that used to take hours happens in minutes.

Proof

Minutes, not hours · 98%+ accuracy

AI Voice Collections

Outbound AI voice handles balance queries, payment commitments, and dispute triage, 24/7. Conversations that are professional, not aggressive. Escalates to a human when it matters.

Proof

–85% inbound calls

AI Dispute Resolution

AI classifies and routes disputes automatically. Resolution workflows, audit trails, and customer communication in one place. No more email chains with no timeline.

Proof

93% dispute reduction · 1,600+ → under 100 a month

AI Customer Onboarding

Credit applications decided against your policy rather than queued for someone to read. The model reads the bureau file alongside your own trading history and returns a recommended limit that separates fact from signal: what the file states, and what the model infers from it.

Proof

Minutes to decide · under a day when referred

AI Credit Intelligence

Your debtor book watched continuously against bureau signals and how customers are actually paying you. A risk profile moves before a payment is missed, so exposure is handled while there is still something to do about it.

Signals watched

Bureau file · payment behaviour · related entities · portfolio concentration

Agentic AI Co-Pilot

Ask questions, trigger workflows, and surface exceptions in natural language across all four clusters. Your always-on working capital intelligence layer.

Across every cluster

Get Paid Faster · Manage Your Exposure · Collect Intelligently · See the Full Picture

  1. Input
  2. Decision
  3. Action
  4. Proof

See what Surepayd does for businesses like yours.

30 minutes. We’ll show you where your working capital is being held back, and what changes when it isn’t.